Brady Insurance
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Liability Insurance

Brady Insurance has been a broker for liability risks for more than 50 years. We work for our clients in an array of sectors including manufacturing, leisure, retail, construction and many more.


There are four main types of liability insurance:
  • Public Liability Insurance
  • Employers Liability Insurance
  • Product Liability Insurance
  • Professional Indemnity Insurance

Public Liability Insurance

Public liability insurance is designed to cover your business in the event that you are sued by a third party who feels that they have suffered a loss as a result of your negligence. It covers your legal liability to a third party. Even if you did not act negligently and subsequently no damages were awarded you could still have a large legal bill to pay.

Public liability insurance will not prevent claims from happening, it will however cover your business in the event that there is one. If you are a sole trader and not a limited company your personal assets could be exposed if you were proved to be negligent. Public liability insurance is available with the following limits of indemnity €1.3 Million, €2.6 Million & €6.5 Million which should be ample to protect you, although higer limits are available.

Brady Insurance has a very experienced team who will help you get the correct cover for your needs and advise you on actions you can take to reduce your exposure to claims. Our relationships with key liability insurers mean ours customers know, we get them the best rates and covers available. Quote for your business today by contacting us on 0719620193 or email commercial@bradyinsurance.ie 

Employers Liability Insurance

Employers Liability Insurance protects your business against your legal liability for injury, illness, disease or death of any employee under a contract of service.

Workplace accidents are the very common in Ireland, particularly falls from heights and working with machinery in construction and agriculture sectors. In 2010 there were circa 20,000 work related injuries and 48 work related deaths in Ireland. While employers may endeavor to adhere to safety regulations as well as possible, they still need protection from litigation.

Brady Insurance has a lot of experience in helping clients improve and record their safety procedures in order to protect their employees but also to drive their premiums down. We can assist in getting your safety statement together, putting contractor checking systems in place, induction training, translation for foreign nationals among other things.

Product Liability Insurance

Product Liability Insurance provides cover in respect of legal liability arising from products sold or supplied, or work or services which you have undertaken in the course of your business up to the selected amount of cover during any one period of insurance.

Limits of cover for product liability insurance usually mirrors public liability insurance limits of indemnity and again are usually €1.3 Million, €2.6 Million & €6.5 Million.

Please email commercial@bradyinsurance.ie or call 071 9620193

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Main Street, Carrick on Shannon, Co. Leitrim. P: 071 962 0193 F: 071 962 0411
Main Street, Elphin, Co. Roscommon. P: 071 963 5018 F: 071 963 5357
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Joseph G Brady Insurance Ltd, trading as Brady Insurance is regulated by the Central Bank