The property or area has not suffered from subsidence, landslip, heave, coastal or river erosion and is not prone to these
The property has not previously flooded and is not in an area that has previously flooded
The property is not near any rivers, lakes, streams or bodies of water
The property is not in an area that is particularly exposed to damage by storm
The property is not used for any type of business purposes
The property will not be left unoccupied for any longer than 20 consecutive days throughout the year
The property is not under construction, renovation, repair or extension at present
The property is in a good state of repair and will be so maintained
The property does not have any ornate ceiling/plasterwork, antique fireplaces, or any other unique features
Neither I nor anyone that will reside at the property has been refused insurance, renewal of insurance or had any special terms applied or had a policy cancelled by an insurer including for direct debit defaults
Neither I nor anyone that will reside at the property has been convicted of any offence or charged with a criminal offence, other than a motoring offence
Neither I nor anyone that will reside at the property has ever had any judgement or bankruptcy orders (pending or otherwise) made against me/us
