Gadget Insurance

Gadget Insurance FAQs

Am I covered straight away?

This policy does not cover any claim that occurs within the first 14 days from inception date of the policy or the first 14 days of any amendment to your policy where the electronic gadget has not been insured within 14 days of purchase. This also applies if you add loss cover after inception of the policy.

Is there an excess?

Yes there is an excess payable on all claims, which must be paid in full before your claim can be approved.

What are the main exclusions?

You must be over 18 and resident in the Republic of Ireland. The gadget has to be under 12 months old and must have been purchased from new by you in the Republic of Ireland, UK or US for which you must be able to provide evidence of ownership.  The electronic gadget must be in good condition and full working order at the time this policy is purchased with no prior repairs from non-manufacturer approved repairers.  There is no cover provided for wear and tear or gradual deterioration of performance. 

How many times can I claim in a 12 month period?

You can claim an unlimited amount of times in a 12 month period, provided all terms and conditions of the policy are met.

What devices are covered?

We cover mobile phones, smartphones (including iPhones) and Tablets (including iPads) across a range of makes and models, Smart Watches, MP3 players, Sat Nav Systems, Digital Cameras, Hand Held Game Consoles and much more. The full list of models covered can be seen when you get a quote online. Make sure you select the correct model of your device, including the device memory capacity.

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