Liability Insurance

Liability Insurance is a class of insurance to protect against claims for negligence.

Every kind of business needs some liability cover. If you are a tradesman, own a shop, office, factory or if you are running an event you will need liability insurance.

This section is designed to give an overview of liability, but you will also find specific information relating to certain business trades all around our business section.

Overview

Liability insurance covers you for claims of negligence against third parties. Liability is a broad area and comprises a number of main "Classes". Public, Employers & Products Liability are most common & there are other specialist areas of liability.

What's covered?

Public Liability - Covers claims for negligence or property damage
Employers Liability - Covers employees who might suffer injury as a result of their employment
Products Liability - Covers damages in relation to a product you produce or sell
Management & Employment Practices Liability
Cyber Liability - covers financial losses as a result of data breaches or other cyber incidents
Environmental Liability Insurance - Covers costs due to pollution incident which you cause

What Covers Can I Get ?

You can get three main types of Liability Cover:

Public Liability - Usually €6.5m
Employers Liability - Usually €13m
Products Liability
Excess Layer Liability - For Higher Limits

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Key Considerations

Are you High Risk for Slips & Trips?
Do you have Manual Employees?
Have you taken Steps to Improve Safety?
Are you Fully Compliant with applicable Regulations?
Physical Protections, Security and Fire Precautions
Do you keep Good Records?
Is your premises covered by CCTV?
Are employees trained both in safety & responding to incidents?

Go To Quote Form

FAQ

How do I get a quote?
What Risk Management Should we have?
How will you help me with Claims Management?
What Services do you offer?
Why Choose Brady Insurance?

Go To FAQ's

Who needs Liability Insurance?

Tradesmen

Hospitality Industry

Sports & Fitness Professionals

Events & Festivals

Businesses

Leisure Industry

Hair & Beauty

Professionals & Consultants

Useful Links

Waste no Time, Talk to a Liability Expert Today

Ann Cosgrove

Commercial Insurance Broker

: Carrick on Shannon

: ann@bradyinsurance.ie

: 071 9620193

Ronan McAllister

Commercial Insurance Broker

: Carrick on Shannon

: rmcallister@bradyinsurance.ie

: 0719672225

Patricia Beirne

Commercial Insurance Broker

: Carrick on Shannon

: pbeirne@bradyinsurance.ie

: 0719672224

Olivia McDermott

Senior Account Manager

: Carrick on Shannon

: olivia@bradyinsurance.ie

: 071 9620193

Testimonials

A responsive and professional broker who made the process of switching brokers very easy for our liability insurance.

Greenogue Recycling

A trusted and loyal broker that offer competitive rates, excellent service, 100% customer focused and highly efficient in thir work. We wholeheartedly recommended Brady Insurance.

PK Awnings

Thank you for always being reliable and your Helpful & Dedicated Customer Service

Deirdre Cunningham - North West Adventure

The Team at Brady's have always been efficient in tracking down the best policies for our needs and are very pleasant and courteous to deal with. Just as importantly they are available to us for advice at all times.

Fun Factory

Brady Insurance have provided us with our Fleet Insurance for a number of years. We find the customer service, support and response times second to none. We are very happy with the relationship

Applied Laundry Systems

Hassle-Free Insurance with good advice and a modern approach. That's whats best about them.

Larry Fitzpatrick

I have found Bradys to be a very professional company with friendly, well informed and customer-focused staff, ensuring attention to detail, so you as a customer are always well informed and up to date, making decision making easier.

Martin Munnelly

The service and support I received as a customer has been great. Brady Insurance has been quick and efficient in responding to queries.

Foras Behaviour Support Services

I couldn’t speak any higher of Brady insurance. Their knowledge and products have helped my business grow and their team are great.

Dockery and Gorman

Theatre forum couldn’t recommend a broker more highly. For over 12 years they have consistently provided expert advice and responded quickly in a collegiate manner.

Theatre Forum Company

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