Commercial Combined
Commercial Combined is a type of combined policy which packages a number of elements of cover into one portfolio and suits a variety of businesses.
The elements can include all kinds of Property, Public and Employers Liability and other specialist sections like Legal Expenses, Goods in Transit, Engineering, Fidelity Guarantee, Cyber Insurance or Directors & Officers Insurance. The main thing about Commercial Combined is that it is tailored to your company and your unique needs.
Do you have a policy that has never had an independent review?
Are you concered that you are not fully covered?
Has your business grown and you would like to add new covers?
Our brokers will be delighted to get your query and visit your company to review everything. Call us today!
What Covers Are Available?
- Property Material Damage
- Fixtures & Fittings, Stock, Contents
- Computers & Equipment
- Business Interruption
- Engineering
- Cyber
- Personal Accident
- Directors & Officers
- Legal Expenses
Whats Next?
- Complete our Quote form
- We Review your Covers
- A Site Visit or Consultation
- Submit your Risk Insurers
- Presentation of our Quotes
- Client Review & Go on Cover!
- Set up Your Payment Plan
- Final Documents Received
FAQ's
- How Can I reduce my Premium?
- We have Claims, is that an issue?
- What Risk Management should I have?
- How will you help me with Claims Management?
- What if our needs change or if our business grows?
Examples of Claims
- Employee falls off Ladder in Warehouse
- Sales Rep Entering Premises trips over Stock
- Power Cut results in Frozen Stock deteriorating
- Employee steals money or stock from premises over time
- Allegation of bullying amongst employees of business
- Spillage of Oil in your tanks
- Employee alleges back injury due to lifting heavy tools & stock
- Fire in Premises causes extensive damage & loss of stock
- Key supplier suffers a fire & you cannot run your business without their goods
- Storm causes ingress of water destroying your stock & goods