Office Insurance is usually a packaged policy that combines covers for a variety of office based businesses provides protection for Liability, Property Damage and Business Interruption.
- Building & Contents Insurance
Damage cover is available for your building, contents and anything permanently fixed in your office, examples would be your physical improvements to the building, such as fit out, lighting, windows, shelving or permanent fixtures. A general rule would be anything that is not fixed down would be included in your contents insurance, examples would be furniture, electronic equipment, computers, desks & chairs etc.
- Public & Employers Liability
While public liability insurance is not a legal requirement for businesses, it should be considered essential when members of the public visit your office. This covers your liability for damages made against you for any injury cased to a third party, or property damaged due to your negligence in the course of your business activities.
Employers' liability insurance protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you. It is a legal requirement if your business employs one or more people, to have this cover in place
- Business Interruption
If your property suffers a claim such as flood or fire, and the business cannot trade or has reduced trade as a result of the incident, business interruption gives protection by covering additional costs such as rent, wages, overheads and other irrecoverable expenses needed to keep your business running while the problem is been resolved.
- Tailored to Your Unique Needs
No two offices are the same, and the cover provided will come down to the specifics of your business. Brady Insurance will endeavour to understand your specific needs and get you an office policy to meet your exact requirements with Insurers whose products suit you.
We use the widest selection of insurers to offer our customers the best value and most comprehensive covers for office packages suitable for your needs and budget.
What covers are available?
- Building & Contents Cover
- Employers & Public Liability
- Business Interruption
- All Risks Cover
- Cyber Insurance
- Personal Accident