Professional Indemnity

If you are in a business or profession where you advise others, you may find yourself exposed to claims for breach of your professional duty of care.

Professional Indemnity Insurance is a key cover for professionals. It covers you for the legal costs in defending actions brought against you for any breach or failure in course of your work that could cause financial loss to another person.

When buying Professional Indemnity cover in Ireland you will need to understand the way claims are made on these policies, the importance of maintaining unbroken cover and also your retroactive date.

Our specialist brokers will help you find the right market for your Professional Indemnity insurance. Get us working on your case today! 

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Professional Indemnity covers you for the legal costs in defending actions brought against you and the costs of the award associated with the action. While many cases brought against professionals fail, the cost of defending these claims is significant.


What's covered?

  • Professional negligence - such as making a mistake in a piece of work for a client or giving them poor advice
  • Unintentional breach of confidentiality - such as sharing sensitive client information without permission
  • Unintentional breach of copyright - such as using an image on your website without permission
  • Defamation and libel - such as making false comments about a competitor or client that damage their reputation
  • Loss of documents or data
  • Loss of money or goods (for which you are responsible)
How Does it Protect Me

How Does it Protect Me

Covers Legal costs for range of claims such as: 

  • Libel/ Slander

  • Negligence in professional duty

  • Breach of confidentiality

  • Errors or omissions

  • Loss of documents / data

How we help you?

How we help you?

  • Professional Indemnity Specialists

  • We shop the Market for you & get the best rate

  • We assist you in choosing your limit of cover

  • We assist you in choosing your policy excess

  • Explain the cover & retroactive dates 

  • Ongoing service & Support

  • Advocacy & Assistance during your claim



  • What Limit should you choose?

  • What’s the difference between professional indemnity and public liability?

  • What is a Claims-Made Policy?

  • What is a Retroactive Date?

  • Why Choose Brady Insurance?

  • What happens after you Purchase your policy ?

  • What is Occurence Based Cover?

Examples of Claims

  • If you are sued to rectify an extension built from a flawed design
  • If you are supervising a project and are found negligent giving rise to financial loss
  • If you design something and your design is fundamentally defective giving rise to property damage or loss
  • If you are an advisor and give advice having not gathered adequate or correct information, and there is a financial loss arising from your advice
  • If you fail to diary an important milestone or to follow up on a serious matter, which is a breach of your professional duty.
  • If you are sued for copyright infringement and Intellectual Property Theft
  • If your client claims your work is sub-standard & takes an action against you
  • If you are sued for not meeting your brief
  • If you file “official paperwork” late arising in a loss for your client
  • Professional Negligence is alleged without any grounds but ties the firm up with defending the claim

Who needs Professional Indemnity?


Business Consultants

Estate Agents


Event Managers

Media Professionals

Technology Companies

Quantity Surveyors

Our Commercial Insurance Team
Olivia McDermott
Olivia McDermott

Senior Account Manager

Carrick on Shannon
071 9620193
Sean Lawlor
Sean Lawlor

Senior Commercial Account Manager

01 5676798
Ann Cosgrove
Ann Cosgrove

Commercial Insurance Broker

Carrick on Shannon
071 9620193
Anna Szymkowska
Anna Szymkowska

Commercial Insurance Broker

Carrick on Shannon
071 9672222

The Brady Insurance team are very helpful & provide a great level of service, understanding of our unique needs, coupled with comprehensive professional indemnity product knowledge. Delighted we chose them as our broker!

Heritage Wealth

We have been using the services of Brady Insurances for the last number of years for both business & personal insurances. We have always received a prompt and efficient service, the staff have been more than helpful to assist in cutting our insurance costs and provide any additional assistance and information we require. Give them an opportunity to provide your insurance requirements, I am sure you will be as satisfied as we are!

Case & Co Accountants

Brady Insurance have always provided us with professional, friendly & helpful customer service. Queries are always dealt with efficiently and promptly. Brady Insurance are a pleasure to do business with.


I highly commend and appreciate the service given to me recently by Brady’s, the service was excellent, very efficient and Marek deserves great credit for his professionalism and advice during the process

Utilise Support Services

Brady Insurance have been advising us on our Business Insurance for more 10 years. We trust Jane, Olivia and the team in Brady’s to ensure we’re fully covered and that our premium is always competitive. We look forward to continuing this relationship for many years to come and have no hesitation recommending them strongly

IQ Financial

We moved all our business to Brady's some years ago & we find them excellent to deal with and good value for money. Any change or issue is accommodated quickly and efficiently by the team in Brady’s

Seamus Quinn MyIT Department

Sean in Brady Insurance far exceeded the customer service standards of other brokers we have experienced. Kept us informed & delivered for us. Happy to recommend to other businesses!

Antuar Software

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