Directors & Officers Insurance

Directors & Officers (D&O) Liability Insurance provides protection for both personal and corporate assets where claims are made against an individual while serving on a board of directors and/or as an officer.  D&O can be written to cover directors and/or officers of for-profit businesses, privately held firms, educational institutions, and not-for-profit organizations.

If you are a member of a Board of Directors, it makes sense to protect the individuals on that board from any personal liability for their service whilst on the board. Many people serve on boards for altruistic reasons, and that makes it particularly important that they are protected as they diligently perform service to the organisation. 

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D&O covers legal fees, settlements, and other costs associated with claims made against directors or officers by employees, vendors, investors, customers or other parties for decisions made in their role as company managers.

What Covers are Available?

What Covers are Available?

  • Directors & Officers Liability
  • Benefit Plan Liability
  • Corporate Legal Liability
  • Employment Practices Liability
  • Pension Plan Assets
  • Crime including Identity Theft/Social Engineering
Whats Next?

Whats Next?

Getting Cover is Easy with no complicated forms:

  • Call us with some simple details
  • Complete our online form
  • Provide your activity & your turnover
  • Details of Changes to the Business
  • Decide on the Covers you want


  • Are legal defense costs covered?
  • Why do I need D&O Insurance?
  • How does the policy’s limit of liability apply?
  • What is typically excluded under a D&O policy?
  • Why Brady Insurance?
  • Can I get D&O Cover as an Individual?
  • What is Side A & Side B Cover in D&O?

Examples of Claims

  • Breach of fiduciary duty resulting in financial losses and/or bankruptcy
  • Misrepresentation of company assets
  • Misuse or misappropriation of company funds
  • Failure to comply with workplace laws
  • Lack of adequate corporate governance
  • Failure to follow Safey Protocols that are Legally Required
  • Director Sued for inappropriate behaviour to an employee
  • Defect in Company Vehicle not properly maintained leads to fatal accident
  • Director Versus Director Action, ie Financial misappropriation, negligence, breach of duty
  • CEO makes executive decisions without Board Approval, leading to suit against CEO
  • Dismissal Case leads to claim against company directors under GDPR Rules
  • Company sued for defamation of a supplier
  • Former CEO sued by board for diverting business to new company
  • Disgruntled board member sues board for denying him his pension entitlements
  • Corporate Manslaughter Judgement due to driver falling asleep at wheel causing collision. Held that firm did not ensure adherence to driving safety protocols
  • Acquisition Issues, Firm sued for fraudulent misrepresentation of the financial standing of the company to the Acquirer

Who needs Directors & Officers?

Not For Profits

Commercial Companies

Voluntary Boards

Boards responsible for Pension Funds

Claire Dumbrell
Claire Dumbrell


01 5676797
Jane Brady
Jane Brady

Managing Director

071 9620193
Sean Lawlor
Sean Lawlor

Senior Commercial Account Manager

01 5676798

Brady Insurance arranged our insurance requirements at a competitive price, ensuring we had all the necessary cover for our business. They reply promptly and keep us updated during the renewal process which was important to us.

Andy Pepper - Apex Scientific

We have been using the services of Brady Insurances for the last number of years for both business & personal insurances. We have always received a prompt and efficient service, the staff have been more than helpful to assist in cutting our insurance costs and provide any additional assistance and information we require. Give them an opportunity to provide your insurance requirements, I am sure you will be as satisfied as we are!

Case & Co Accountants

Thank you to Olivia and the team at Brady Insurance for always providing a professional, customer-centric approach to all our corporate insurance needs, year after year.

IDG Direct

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